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Cabinet Secretary
Matt Althoff

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South Dakota Medicaid Coverage Groups

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Medicaid provides health care coverage for people who qualify. To be eligible for Medicaid, individuals must fall into a coverage group and meet certain financial and non-financial eligibility criteria. Each coverage group has its own eligibility rules. Learn more about South Dakota’s available medical programs and the eligibility criteria for each program below.

Medicaid Expansion - Adult Group

Adults, ages 19 to 64, meeting the income limits and other general eligibility requirements (with or without private health insurance) may be eligible for FREE or low-cost South Dakota Medicaid including regular checkups, dental care, and vision care.

Adult Group
Household Size Maximum Gross Monthly Income
1 $1,732
2 $2,351
3 $2,970
4 $3,588
5 $4,207
6 $4,826
7 $5,445
8 $6,063

Children’s Health Insurance Program (CHIP)

The South Dakota Children's Health Insurance Program, more commonly referred to as CHIP, provides quality health care (including regular check-ups, Well-Child Care exams, dental and vision care) for children and youth.

To be eligible for CHIP, children must be under the age of 19 and current residents of South Dakota.

Children who are uninsured or already have health insurance may be eligible for CHIP based on income and eligibility guidelines.

Children With
Private Health Insurance
Household Size Maximum Gross Monthly Income
1 $2,347
2 $3,186
3 $4,024
4 $4,862
5 $5,701
6 $6,539
7 $7,378
8 $8,216
Children Without
Private Health Insurance
Household Size Maximum Gross Monthly Income
1 $2,623
2 $3,560
3 $4,497
4 $5,434
5 $6,372
6 $7,309
7 $8,246
8 $9,183

Low-Income Families

Low income families in South Dakota (with or without private health insurance) may be eligible for South Dakota Medicaid including regular checkups, Well-Child Care exams, dental care, and vision care.

To be eligible, the family must consist of a parent or other adult caretaker relative and a dependent child. A caretaker relative may be parent, grandparent, brother, sister, stepparent, etc. A dependent child is a child under age 18 who is living with a parent or a caretaker relative. If a child is 18 years old and still a fulltime student in high school, the child is considered a dependent child if he or she is expected to complete high school before reaching age 19.

Low-Income Families
Household Size Maximum Gross Monthly Income
1 $590
2 $740
3 $842
4 $941
5 $1,042
6 $1,145
7 $1,244
8 $1,343

Pregnant Women

The Department of Social Services provides South Dakota Medicaid to pregnant women who meet income and resource limits and general eligibility guidelines. Full medical coverage is available to pregnant women meeting the income limits and general eligibility requirements.

Postpartum and family planning services are available during the two months following the end of the pregnancy. Effective July 1, 2023, full coverage is available for the postpartum period of twelve months following the end of the pregnancy for those who begin their postpartum period on or after this date.

Pregnancy Coverage
Household Size Maximum Gross Monthly Income
1 $1,732
2 $2,351
3 $2,970
4 $3,588
5 $4,207
6 $4,826
7 $5,445
8 $6,063

Newborns

Children born to women eligible for South Dakota Medicaid are also eligible for South Dakota Medicaid.

Medicare Savings Program

The Medicare Savings Program assists individuals with payment on their Medicare expenses. This program can save people up to $2,096.40 each year.

Coverage Groups

Eligibility Requirements

When you apply, you must send proof of Medicare enrollment. If you have questions concerning Medicare enrollment call 800.772.1213 or visit Medicare's Website.

Individuals in Assisted Living Facilities, Nursing Facilities or Homes

Individuals must meet all eligibility criteria to qualify for South Dakota Medicaid.

Breast and Cervical Cancer Program

The Breast and Cervical Cancer Program is for South Dakota women who need treatment for breast or cervical cancer, including pre-cancerous conditions and early stage cancer.

Learn more about the Breast and Cervical Cancer Program at the Department of Health.

HOPE Waiver for Individuals in Assisted Living or Community Home Facilities

Individuals must meet all eligibility criteria to qualify for South Dakota Medicaid. The Home & Community-Based Options and Person Centered Excellence (HOPE) Waiver is a joint waiver between the Division of Long Term Services and Supports of the Department of Human Services and the Department of Social Services. It allows for home and community-based services to be provided to individuals at risk for institutionalization.
Eligibility Requirements

HOPE Waiver for Individuals Living in their Homes

Individuals must meet all eligibility criteria to qualify for South Dakota Medicaid. The Home & Community-Based Options and Person Centered Excellence (HOPE) Waiver is a joint waiver between the Division of Long Term Services and Supports of the Department of Human Services and the Department of Social Services. It allows for home and community-based services to be provided to individuals at risk for institutionalization.
Individuals may be eligible for Structured Family Caregiving, which is a shared living arrangement that offers participants an opportunity to reside with a primary/principal caregiver in the participant's own home or in the home of the primary caregiver.
Eligibility Requirements

CHOICES Waiver for Children and Adults with Disabilities

Individuals must meet all eligibility criteria to qualify for South Dakota Medicaid. The Community, Hope, Opportunity, Independence, Careers, Empowerment, Success (CHOICES) Waiver is a program that provides services to children and adults with intellectual and developmental disabilities.

Eligibility Requirements

In addition to the standard Medicaid covered services, the following services are available through the CHOICES program:

Family Support 360 Waiver for Children and Adults with Disabilities

Individuals must meet all eligibility criteria to qualify for South Dakota Medicaid. The Family Support 360 Program provides people and their families with services and supports to meet their unique needs. The program is self-directed, which means the person and their family choose the services, the staff who provide them, and a schedule based on their needs.

Eligibility Requirements

In addition to the standard Medicaid covered services, the following services are available through the Family Support 360 program:

Disabled Children's Program

The Disabled Children's Program provides South Dakota Medicaid for certain disabled children in South Dakota. The program is intended for children with disabilities who have medically fragile conditions requiring skilled nursing care in a medical facility if they were not being cared for at home.

Assisted Daily Living Services Waiver for Individuals with Quadriplegia

Assistive Daily Living Services (ADLS) Waiver for Individuals with Quadriplegia who would Require Nursing Home Care if not for Special Services Performed in their Home

Individuals with quadriplegia living independently in their own homes may be eligible for South Dakota Medicaid. Individuals who are eligible are entitled to full South Dakota Medicaid coverage.

Eligibility Requirements

In addition to the standard Medicaid covered services, the following services are available through the ADLS Waiver:

Other Information for Home and Community Based Services can be found here: Department of Human Services.

South Dakota Medicaid for Workers with Disabilities (MAWD)

The South Dakota Medicaid for Workers with Disabilities program is for South Dakotans who are employed and have a significant disability. This program allows individuals with disabilities to return to work or remain working.

Individuals with Chronic Renal Disease

The program is intended for individuals who are experiencing chronic renal failure and are unable to pay the total cost of lifesaving care and treatment of renal failure.

Covered services are limited to those provided for long-term dialysis or transplants due to irreversible, chronic renal failure. The following services may be paid under this program:

  1. Dialysis treatments (Inpatient, outpatient or home).
  2. Hospitalization (Transplant operations).
  3. Supplies, equipment, and water softeners necessary for home dialysis.
  4. Prescription drugs necessary for dialysis or transplants.

South Dakota Medicaid for Youth Formerly in Foster Care

The Former Foster Care Medical Program provides extended medical coverage for youth aged 18 to 26 that are leaving State or Tribal foster care after their 18th birthday. Referrals for this program are normally generated by the Division of Child Protection Services’ (CPS) staff. You may also call 877.999.5612 for further information.

Eligibility Requirements

South Dakota Medicaid for Individuals in Adult Foster Care Facilities

Individuals in adult foster care homes that meet all eligibility criteria may qualify for South Dakota Medicaid.

Adults Currently and Formerly Receiving Supplemental Security Income

South Dakota Medicaid for Individuals Currently and Formerly Receiving Supplemental Security Income (SSI)

Individuals Currently Receiving Supplemental Security Income (SSI)
These individuals are automatically eligible for Medicaid based on their eligibility for the cash assistance program.

Eligibility is determined by the Social Security Administration.

Individuals Previously Receiving Supplemental Security Income (SSI)
Individuals who received SSI and are no longer eligible due to cost of living increases or receipt of Title II benefits from the Social Security Administration may be eligible for South Dakota Medicaid through the Disabled Adult Child (DAC), Pickle, or Early or Disabled Widow(er)s programs.

Eligibility is determined by the Department of Social Services. Eligibility requirements for DAC, Pickle, or Early or Disabled Widow(er)s programs:

Refugee Medical Assistance

The Refugee Medical Assistance (RMA) program was established to provide health care to refugees in need who do not meet qualifications for any other health care programs. RMA is a short-term, wholly federally funded transitional program available to ensure refugees receive the medical care they need while they transition to live in the United States.

RMA is available for twelve months from month of entry into the United States to refugees who meet the eligibility criteria, including income and resource requirements.

Other Links

See Also.